Amex program reward

Amex Offers is a program that saves you money or earns you points on shopping, dining and more. You can choose offers from brands you love and get discounts in the form of statement credits on your account or as extra points added to the rewards account associated with your Card account. Amex Offers is available on your americanexpress.

Simply select the offers you want to add to your Card, then use your Card to pay and see the savings or points add up on your statement.

If you manage multiple Cards on your americanexpress. Go to amex. If your Card was issued by American Express: We will automatically update your replacement Card with your information, including your offers. Any Amex Offers that you added to your Card that are still available and have not been redeemed will be automatically transferred to your replacement Card.

If your Card was issued by a third-party financial institution: Please call the number on the back of your Card. If you make a purchase and return the merchandise, we reserve the right to reverse the statement credit or points.

If the statement credit or points have been reversed and the offer has not expired, you can still take advantage of the offer if you make another qualifying purchase and meet the offer terms. You must add the offer to your Card first and then make your qualifying purchase using the same Card to receive the statement credit or points. In order to get the statement credit or points, you must make the qualifying purchase using the same Card to which you added the offer.

All offer terms will state the purchase requirements. Some Amex Offers require a single purchase, while others require a minimum total amount spent one or more transactions. All offers are subject to the stated offer terms.

Please read them carefully. If you have questions, please call the number on the back of your Card or contact us. Certain Amex Offers may have caps on the maximum number of extra points available per the Membership Rewards program account. Any such caps will be explicitly stated in the offer terms and conditions.

Caps will apply regardless of the total amount of purchases made in connection with the offer and will apply across any and all Cards enrolled for the offer that are linked to the same Membership Rewards program account.

If you make a qualifying purchase for an Amex Offer, your ability to earn other types of spend-based rewards such as Membership Rewards for that purchase may be based on the amount after any statement credit is applied. If the qualifying purchase is subject to finance charges, the finance charges may accrue on the total amount of that purchase before any statement credit is applied.

The balance in which the charges are assessed may include the total amount of your qualifying purchase from the date the transaction was made i. You will be responsible for paying amounts due, as indicated in the terms of your agreement with your Card issuer. Foreign currency charges will be converted by the issuer of your Card. When you make a qualifying purchase in a foreign currency, the applicable statement credit will be credited in your local currency using the exchange rate at the date the statement credit is applied.

If you have any questions or concerns about your eligible Card account including, without limitation, foreign currency conversion, please call the number on the back of your eligible Card for assistance.

See app store listings for operating system info. Certified B Corporations or B Corps, are companies certified by B Lab, an independent non-profit, as voluntarily meeting higher standards of transparency, accountability, and performance. Enrollment limited. Must first add offer to Card and then use same Card to redeem. Your enrollment of an eligible American Express Card for thisoffer extends only to that Card. Do I need a financial planner? How much is a financial advisor? Questions to ask a financial advisor.

Fee-only vs. Average credit score. Average net worth. How to increase your credit score. How to increase your net worth. Many or all of the offers on this site are from companies from which Insider receives compensation for a full list see here. Advertising considerations may impact how and where products appear on this site including, for example, the order in which they appear but do not affect any editorial decisions, such as which products we write about and how we evaluate them.

Personal Finance Insider researches a wide array of offers when making recommendations; however, we make no warranty that such information represents all available products or offers in the marketplace. Personal Finance. Read Insider's guide to the best travel rewards credit cards.

Read more: How to earn, redeem, and maximize American Express Membership Rewards points All US cardholders are eligible, but these transfer bonuses are only available for a limited time — and today, September 30, is your last chance to take advantage of the transfer bonus to participating airlines. Annual Fee. Regular APR.

Credit Score. A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star. Editor's Rating A tooltip Our editor's ratings are primarily based on 3 things: simplicity, affordability, and value. Our credit card editor takes those factors into account, and comes up with a rating to best reflect how the card performs in that criteria - relative to other products we've reviewed.

Featured Reward. Intro APR. Plus, earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U. Enrollment required. Terms Apply. Jasmin Baron is an editor at Insider, responsible for credit card coverage on Personal Finance Insider. Before joining the Insider team, she was a senior editor at The Points Guy and Million Mile Secrets, covering credit cards, points and miles, and loyalty programs.

Her expertise in maximizing travel rewards grew from over two decades of experience in the aviation industry, including 18 years working as a pilot and flight instructor in her native Canada. You can reach Jasmin at jbaron insider. Learn more about how Personal Finance Insider chooses, rates, and covers financial products and services ».

More Credit Card Coverage. The best credit cards for average or fair credit. The best cash-back cards to open in The best rewards credit cards of January The best starter credit cards.

Credit Needed A tooltip Recommended credit score. Note that credit card lenders may use many different variations of credit score models when considering your application.

Featured Reward 3 free nights each valued up to 50, points after qualifying purchases and 10x total points on eligible purchases in select categories. Credit Needed Good to Excellent. Loading Something is loading. Email address. Do Membership Rewards Points Expire? How to Use Membership Rewards Points. Other Uses for Membership Rewards Points. By Ben Luthi. Ben Luthi has been writing about personal finance since , helping people understand how to make the most of credit card rewards and make smart financial decisions.

Learn about our editorial policies. Reviewed by Eric Estevez. Learn about our Financial Review Board. Pros Flexible redemption options Numerous transfer partners Some cards offer valuable travel and dining benefits.

Cons Values are low for many redemption options Maximizing point value requires some legwork Some cards charge steep annual fees. Key Takeaways American Express Membership Rewards points are best suited for frequent travelers who have the time and savvy to maximize their rewards through high-value point transfers to airline or hotel partners. While you can get up to 1 cent per point in value when you redeem with Amex, options for that redemption valuation are limited.

The best way to earn Membership Rewards points is to pick one or more Amex credit cards based on your spending habits. The more focused you can be with earning bonus rewards, the easier it will be to earn rewards fast.

Article Sources. Your Privacy Rights. To change or withdraw your consent choices for TheBalance. At any time, you can update your settings through the "EU Privacy" link at the bottom of any page. To learn more, go to www. Explore all the ways you can experience rewards. How the Program Works. Earn We like to keep things simple. Explore The Membership Rewards program offers a breadth of exceptional rewards and the most point transfer partners of any major U.